Lightning Personal Accounting

Lightning isn’t another app in the subscription trap—it’s the way out of it.

Break free from the paycheck-to-paycheck cycle with a one-time purchase that gives you total clarity over every dollar—and never asks for another subscription fee.

Reduce Debt Grow Savings Master Cashflow Forecast Momentum Build Wealth Empower Teams Scale Operations Automate Clarity Conquer Interest Own Every Dollar
Lightning Personal Accounting on iPhone

Why Lightning

Take back control with zero clutter and zero subscriptions.

Lightning turns raw numbers into instant clarity, so you can focus on decisions—not deciphering dashboards.

Lightning Personal Accounting preview

Lightning Feature

One Price. Yours Forever.

No subscriptions, no ads, no hidden fees—just a one-time purchase that gives you full ownership.

Liberate your finances in one decisive strike.

Download Lightning

Trusted Results

Lightning sparks real change for households and teams.

From families breaking debt cycles to operators scaling profitably, Lightning delivers control with clarity.

“Lightning broke down our family finances like a coach on the sidelines. We paid off two cards and finally have a summer savings pot.”
Carla Jenkins Project Manager · Austin, TX
“Lightning keeps every bill, loan, and pay cycle laid out. We stopped guessing, knocked out our car note, and started saving for a bigger place.”
Jared Thompson High School Counselor · Columbus, OH
“Budgeting apps always talked down to us. Lightning gives us the data, the automation, and lets us steer our household like a business.”
Hannah & Eli Morales Dual-Income Parents · Portland, OR

Privacy Matters

We believe your finances belong to you—and only you.

Lightning stores your data securely on your device by default. You choose if, how, and when to sync or export.

No Tracking, Ever

We don’t sell your data, track your spending habits, or monetize your privacy. Lightning runs offline and keeps your records local unless you decide otherwise.

Secure by Design

End-to-end encryption, biometric locks, and secure backups give you peace of mind without any configuration hoops to jump through.

Here to Help

Real support from real people who understand finance.

Whether you’re optimizing for savings, tackling debt, or modernizing your bill cycle, our team is here to help you make the most of Lightning.

Guided Onboarding

Get personalized setup sessions that tailor Lightning to your accounts, budgets, and goals.

Fast Answers

Chat and email support respond within hours—not days—so you can stay on track.

Knowledge Hub

Deep-dive tutorials, templates, and best practices help you level up at your own pace.

Get Lightning

Own your finances today.

Download Lightning Personal Accounting and start building the future you deserve—without another monthly fee.

Prefer onboarding help? Email our support team and we’ll set you up.